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3.150.000 €

Frontline Beach Ground Floor Apartment

3 Beds·4 Baths·231 m²

Property details

Bedrooms
3
Bathrooms
4
Built
231 m²
Terrace
55 m²
Pool
Yes
Garden
Yes
Garage
Yes
Year built
2004

Features

Beachfront
Close to Golf
Close to Shops
Close to Schools
Near Public Transport
Air Conditioning
Fireplace
Underfloor Heating
Lift
Fitted Wardrobes

Explore the location

Los Monteros, MálagaOpen in Google Maps
Los Monteros, Málaga

The map shows the general area, not the exact address.

What's nearby
Málaga–Costa del Sol Airport
Airport
≈ 35 km
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Ground Floor Apartment in Los Monteros
3.150.000 €
Los Monteros · Ref: R5293915
Offered by
Alexandra Marcinkowska

Spain Developments

Alexandra Marcinkowska

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Costs and financing

Mortgage calculator11.039 €per month at 3.5%
Down payment30%
Loan term25 years
Interest rate3.5%
Property price3.150.000 €
Taxes and fees
Transfer tax (ITP) 7% · Legal fees 1% · Notary and Land Registry
253.800 €
Total to buy3.403.800 €
Total upfrontDown payment (30%) + Taxes and fees
1.198.800 €

These are estimates to guide you, based on buying a property in Andalucia. Please confirm the exact numbers with your lawyer.

Running costs

Property tax (IBI), per year1.500 €
Community fees12.000 €
Waste collection tax200 €

Buying guides

Everything handled for you, honestly and for free

The answers international buyers ask most, before you commit. We work for you, not the seller, and it costs you nothing.

Yes, our service is free for you. The selling side pays our fee, but we're not tied to any property or seller. This means we can offer you every property on the market without pushing one over another. The price is the same whether or not you use us, but with us, you gain comprehensive service, support, and honest advice.

Property prices are set by the seller and are negotiable, unlike fixed new-build prices. We compare the asking price against recent sales of similar properties and the real market, and tell you honestly if it is too high. We would rather lose a sale than let you overpay.

Before you sign anything binding, your trusted lawyer that we can recommend will check the Land Registry record (nota simple) for mortgages, charges, and debts, confirm the community fees and local tax (IBI) are paid, and check that any extension is legal and has its first occupation licence. Any debts must be cleared before completion.

We view the property for you in person and by video, and report the true condition honestly, including any damp, age, or work needed. We can also help you arrange an independent inspection.

You pay a reservation deposit and then sign a private purchase contract (contrato de arras), which states what each side pays if they don't go through with the deal. Your trusted lawyers will draft or review it so you are protected, and nothing binding is signed until the legal checks are done.

A resale property has transfer tax (ITP, 7% in Andalucia) instead of the VAT (IVA) and stamp duty charged on a new build. On top you pay notary, land registry, and legal fees. Budget roughly 9-10% above the price. You will have the full breakdown in writing.

Yes, resale property prices are negotiable. How much below asking is realistic depends on the property and how it is priced. We negotiate for you, using local market knowledge, to get you the best deal.

You mainly need a Spanish tax number (NIE). We manage the whole process on your behalf, from the first contact to the keys, and stay with you long after the deal.

Ground Floor Apartment for sale in Los Monteros | €3,150,000 | Spain Developments